Delinquency Rate

The percentage of loans within a loan portfolio that have delinquent payments. The delinquency rate is simply the number of loans that have delinquent payments divided by the total number of loans an institution holds. Typically, delinquency rates on loans are affected by the credit quality of the borrower and macroeconomic factors such as unemployment.

For example, if a financial institution has a loan portfolio of 1,000 loans and 100 of those loans have delinquent payments greater than a few months, the delinquency rate would be 10% (100/1,000). Typically, only loans that have payments more than three months overdue are considered delinquent.


Investment dictionary. . 2012.

Look at other dictionaries:

  • delinquency — Failure to make a payment on a debt or obligation by the specified due date. Bloomberg Financial Dictionary * * * delinquency de‧lin‧quen‧cy [dɪˈlɪŋkwənsi] noun delinquencies PLURALFORM [countable, uncountable] ACCOUNTING …   Financial and business terms

  • delinquency — /di ling kweuhn see/, n., pl. delinquencies. 1. failure in or neglect of duty or obligation; dereliction; default: delinquency in payment of dues. 2. wrongful, illegal, or antisocial behavior. Cf. juvenile delinquency. 3. any misdeed, offense, or …   Universalium

  • Juvenile delinquency — This article is about antisocial or illegal behavior by children or adolescents. For the song, see Teenage Crime (song). Criminology and penology Theories Causes and correlates of crime Anomie Differential association …   Wikipedia

  • Mortgage Bankers Association's National Delinquency Survey - NDS — A voluntary survey of over 120 mortgage lenders, including mortgage banks, commercial banks, thrifts, savings and loan associations, subservicers, credit unions and life insurance companies, aimed at measuring the overall non payment of mortgage… …   Investment dictionary

  • Juvenile Justice and Delinquency Prevention Act — The Juvenile Justice and Delinquency Prevention Act of 1974 is a United States federal law providing funds to states that follow a series of guidelines regarding the rights of juvenile offenders. The purpose of the legislation is to reduce… …   Wikipedia

  • Florida — This article is about the U.S. state of Florida. For other uses, see Florida (disambiguation). State of Florida …   Wikipedia

  • Subprime crisis background information — This article provides background information helpful to understanding the subprime mortgage crisis. It discusses subprime lending, foreclosures, risk types, and mechanisms through which various entities involved are affected by the crisis.A plain …   Wikipedia

  • Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions …   Wikipedia

  • Chicago school (sociology) — Sociology …   Wikipedia

  • Causes of the United States housing bubble — Mania for home ownershipAmericans love of their homes is widely known and acknowledged;cite news title=Home $weet Home |work=Time date=2005 06 13 url=http://www.time.com/time/magazine/0,9263,7601050613,00.html] however, many believe that… …   Wikipedia

Share the article and excerpts

Direct link
Do a right-click on the link above
and select “Copy Link”

We are using cookies for the best presentation of our site. Continuing to use this site, you agree with this.